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Posted by / 30-Nov-2015 20:32

This will allow you to make one payment and sometimes will result in lower payments.Warning: Many zero-percent or low-interest credit card offers only last for a limited amount of time.Some creditors might be willing to accept lower minimum monthly payments or change your monthly due date because they would rather get paid less on a regular basis – than not get paid at all.Here’s what you need to know if you are considering these options for consolidation: Transferring different debt balances to one credit card account Many credit card companies offer zero-percent or low-interest balance transfers to allow you to consolidate your debt on one account.Consolidation means that your various debts, whether they are credit card bills or loan payments, are rolled into one monthly payment.

After that, the interest rate on your new credit card may rise, increasing your payment amount.Also, with many of these cards, if you’re late on a payment the credit card company can increase your interest rate.If you’re not sure of the best way to address your debt, a credit counselor can help you explore your options.You can also reach out to your individual creditors to see if they will agree to lower your payments.Many zero-percent or low-interest balance transfers are subject to a fee (sometimes called a “balance transfer fee”) The fee is usually a certain percentage of the amount you transfer.

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In addition, if you use the same credit card to make purchases after you take advantage of the balance transfer offer, you will be charged additional interest on those purchases.

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  2. We're staring to think it's more than a performance... The pair were spotted together over the weekend and now everyone is getting a little excited. The on/off couple - who recently collaborated on Rihanna's song Work - were spotted partying at the Nice Guy in Los Angeles over the weekend but were very careful about not being photographed together. Like, 'Man, that would be good.' We have fun together, she's cool and shit. That's my dog for life." Drake said in 2011 Rihanna had unintentionally broken his heart with their on/off relationship, which came in the wake of her split from singer Chris Brown.